Terms of Use
Last Updated: 17 October 2026
These Terms of Use (“Terms”) govern your use of the Garage 13 website, contact forms, advertisements, communications, and related services. By using our website, submitting information, requesting services, purchasing services, or communicating with Garage 13, you agree to these Terms.
Garage 13 is an automotive collision repair and repair-support business. Garage 13 is not a law firm, public adjusting company, insurance company, claims settlement company, or licensed appraisal company. Garage 13 does not provide legal advice, public adjusting services, insurance claim settlement services, insurance representation, or licensed appraisal services.
1Company Overview
Garage 13 Estimating is a business-to-business collision estimating and repair-documentation service. Our services are intended for collision repair facilities, automotive businesses, and other industry professionals, not for the general public.
- Photo-based collision estimate preparation (CCC ONE)
- Supplement documentation preparation
- OEM parts pricing research
- OEM repair procedure research support
- Repair documentation organization
All services are limited to repair documentation and administrative support. Garage 13 Estimating does not perform vehicle repairs under these Terms.
2Estimate Writing & Documentation Assistance
Garage 13 may assist vehicle owners, collision repair facilities, and related automotive businesses with repair-related documentation support, including:
- Estimate preparation support
- Supplement documentation assistance
- OEM repair procedure research support
- Repair planning support
- Estimating workflow guidance
- Repair documentation organization
These services are provided strictly as administrative and repair-related documentation assistance based on submitted materials, available repair information, and general collision repair industry experience.
- Visible damage
- Submitted photos
- Submitted documents
- Current estimate information
- Repair notes
- Industry software
- OEM repair information where applicable
- Professional repair judgment at the time of review
Additional hidden damage, teardown findings, insurer policies, repair facility findings, policy limitations, parts availability, labor rate differences, or other factors may affect final repair costs, payment decisions, claim outcomes, and repair timelines.
Garage 13 does not negotiate claims, settlements, diminished value disputes, coverage disputes, or payment disputes on behalf of customers. Final decisions regarding claims, repairs, reimbursements, approvals, payments, and coverage remain solely with the vehicle owner, insurance carrier, repair facility, and any other parties involved.
- Claim approval
- Supplement approval
- Reimbursement amounts
- Final repair costs
- Insurer payments
- Repair authorization
- Coverage decisions
- Financial outcomes of any kind
- A licensed vehicle appraiser
- A public adjuster
- An insurance company
- An insurance representative
- A claims settlement company
- A legal representative
3Third-Party Services & Referrals
Garage 13 may provide referrals, contact information, or general introductions to independent third-party providers, including:
- Towing providers
- Attorneys
- Rental providers
- Repair vendors
- Automotive service providers
- Other service providers
Such referrals are provided solely as a convenience and do not constitute endorsements, guarantees, partnerships, legal recommendations, or representations regarding the quality, legality, pricing, availability, timelines, or outcomes of third-party services.
Garage 13 does not supervise, control, manage, or assume responsibility for third-party providers or their services. Users remain solely responsible for conducting their own independent due diligence before engaging any third-party provider.
4No Legal, Public Adjusting, Insurance, or Appraisal Services
Garage 13 does not practice law and does not provide legal services.
- Legal advice
- Legal representation
- Insurance representation
- Public adjusting services
- Licensed appraisal services
- Claim settlement services
- Insurance negotiation services
- Financial advice
- Insurance policy interpretation
- An attorney-client relationship
- A public adjuster-client relationship
- A fiduciary relationship
- An insurance representative relationship
- An appraisal relationship
- A claims management relationship
Any repair-related discussions, estimate-related conversations, supplement-related support, or general industry guidance are provided solely from the perspective of automotive repair operations, repair documentation, and general collision repair industry experience.
- A law firm
- An insurance company
- A public adjusting company
- A licensed appraisal company
- A claims settlement company
- Legal advice
- Public adjusting activity
- Licensed appraisal services
- Insurance negotiation services
- Insurance claim settlement services
- Guarantees of claim outcomes
- Guarantees of insurance payment or approval
5Payment Terms & Refund Policy
- Repair-related services
- Documentation support
- Estimating support time
- Supplement support time
- Administrative processing
- Operational availability
- Reserved service capacity
- All sales are final
- Fees are non-refundable
- Unused services are non-refundable
- Partially used services do not qualify for refunds or credits
- Completed work is non-refundable
Garage 13 reserves the right to refuse service, cancel services, or issue discretionary refunds or credits on a case-by-case basis. Any exception granted in one situation does not create an obligation or precedent for future situations.
6Service Limitations
Garage 13 makes reasonable efforts to provide accurate repair-related documentation, estimates, supplements, and service support based on the information available at the time.
However, final repair costs, insurer decisions, supplement outcomes, repair timelines, parts availability, labor rates, coverage decisions, hidden damage, and related matters may vary.
- Incomplete or inaccurate information submitted by users
- Hidden damage discovered after initial review
- Insurance carrier decisions
- Repair facility decisions
- Third-party delays
- Parts delays
- Towing issues
- Rental issues
- Coverage limitations
- Claim denials
- Reduced payments
- Changes in repair scope
- Changes in estimate or supplement outcomes
7Limitation of Liability
All services, materials, estimates, supplements, website content, and communications are provided on an “as-is” and “as-available” basis without warranties or guarantees of any kind, except where prohibited by applicable law.
Garage 13 expressly disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, completeness, and non-infringement.
To the fullest extent permitted by applicable law, Garage 13 and its owners, employees, contractors, affiliates, and representatives shall not be liable for:
- Consequential damages
- Incidental damages
- Indirect damages
- Lost profits
- Third-party actions
- Rental expenses
- Towing issues
- Business interruption
- Diminished value disputes
- Hidden damage
- Repair delays
- Insurer decisions
- Reduced insurance payments
- Claim denials
- Coverage disputes
- Payment disputes
- Any outcome related to insurance claim handling or insurer decisions
8Intellectual Property
All website content, estimates, templates, repair documentation, graphics, logos, branding, text, videos, forms, systems, and related materials are the intellectual property of Garage 13 unless otherwise stated.
No content may be copied, reproduced, distributed, modified, resold, published, shared, or used for commercial purposes without prior written consent from Garage 13.
9Website Use
By using this website, you agree not to:
- Misuse the website or services
- Submit false or misleading information
- Upload unlawful, harmful, or unauthorized materials
- Attempt unauthorized access to systems or data
- Reproduce or distribute proprietary materials without permission
- Use the website for unlawful purposes
- Interfere with website functionality or security
Garage 13 reserves the right to restrict, suspend, or terminate website access or service access at its discretion.
10Third-Party Platforms
Garage 13 may use third-party platforms for website hosting, payments, communications, CRM, analytics, advertising, file uploads, scheduling, and related business operations.
Use of third-party platforms may be subject to those third parties’ own terms, privacy policies, fees, and technical requirements.
Garage 13 is not responsible for the acts, omissions, outages, security practices, policies, or performance of third-party platforms.
11Modifications to Services or Terms
Garage 13 reserves the right to modify, update, revise, suspend, or discontinue any website content, service description, pricing, policy, disclaimer, or these Terms at any time without prior notice.
Continued use of the website or services after updates are posted constitutes acceptance of the updated Terms.
12Governing Law
These Terms of Use shall be governed by and interpreted under the laws of the State of California, without regard to conflict of law principles.
Any disputes arising from the use of this website or services shall be subject to the exclusive jurisdiction of the appropriate courts located in California, unless otherwise required by applicable law.